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Ruchi Aggarwal

AMA: BILL Director, Product Management - Payments, Ruchi Aggarwal on Product Management Career Path


December 10, 2024 @ 11:00AM PT

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  1. Are there any productivity hacks or tools that help you stay organized and on top of everything going on as a product manager?

    Ruchi Aggarwal
    Ruchi Aggarwal

    Former BILL Director, Product Management - Payments • 1y

    I stay organized by setting half-yearly goals aligned with my manager. I like to break them down into monthly goals prioritized by impact, and track weekly progress, plans, and problems. This ensures alignment and helps me spot early signs of deviation from the original plan. You can use a simple spreadsheet or leverage tools your company provides, but the core idea is to maintain visibility into progress and continuously tie short-term actions to long-term objectives. This practice keeps me foc ...Read More

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  2. How do the skills you need differ across the different levels of product management?

    Ruchi Aggarwal
    Ruchi Aggarwal

    Former BILL Director, Product Management - Payments • 1y

    Skills Across Product Management Levels Early PM:Focus on mastering execution. You'll likely be given problems and potential solutions, so use this time to understand the why behind the work—why it helps customers or the business. Build foundational skills in working with cross-functional teams, especially engineering and support. Treat these as opportunities to learn and refine your craft. Mid-Level PM (Senior / Experienced PM):At this stage, you should own problem-solving. You’ll be handed cus ...Read More

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  3. What are some of examples of ways you have been able to get promoted or support your colleagues to get promoted at the same company?

    Ruchi Aggarwal
    Ruchi Aggarwal

    Former BILL Director, Product Management - Payments • 1y

    As part of my self-evaluation, I focus on understanding what the next level demands and identifying the skills or behaviors I need to learn and demonstrate to get there. I actively seek feedback from my manager and trusted peers to gain clarity on expectations and uncover blind spots. Regular self-reflection helps me track progress, align my work with company goals, and recognize opportunities to stretch myself. To support colleagues, I encourage open conversations about career goals, provide co ...Read More

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  4. What would be your advice or go to resources for a PM to build one critical thinking skills?

    What would be your advice or go-to resources for a PM to build critical thinking skills?

    Ruchi Aggarwal
    Ruchi Aggarwal

    Former BILL Director, Product Management - Payments • 1y

    One can build critical thinking on the job by analyzing data, balancing customer and business needs, and seeking feedback on your work. You should also complement this with external learning through product communities, case studies, and product critiques to expose yourself to diverse perspectives. On-the-Job Learning Analyze data critically: You should regularly review product and business data. Ask yourself questions like "What does this data actually tell me?" and "What could explain these tr ...Read More

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  5. What do you look for when you're hiring a PM or Senior PM?

    Ruchi Aggarwal
    Ruchi Aggarwal

    Former BILL Director, Product Management - Payments • 1y

    When hiring a PM or Senior PM, I focus on product sense, execution skills, and a hunger to learn. Key Evaluation Criteria: Soft Skills: Do they clearly understand the problem they were solving and why it mattered? Can they articulate key decisions, their rationale, and how they approached them? How do they reflect on challenges and share how they navigated them? Do they evaluate the impact of their work and demonstrate self-awareness about what could have been done differently? Hard Skills: Can ...Read More

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